Salaried Personal Loans
Flexible lending solutions for stressful financial situations.
Flexible Loan Amount & Tenure
Transparent Process
Customize Solution
No Collateral
Consolidate your debt on the way to financial freedom
Our personal loan product had been envisaged with a belief that everyone deserves a second chance.
Life is stressful at times. And in those stressful situations, we tend to make small, unwise financial decisions in a jiffy. Eventually what had started out as just one small mistake perpetuates itself into a loop leading to a full-blown financial crisis.
It is at this point in time that we try to have a hard look at your situation and try to evaluate the possibilities of bailing you out from this perpetual trap that you have put yourself into accidentally.
If we can see the intent and the ability to pay back, we try to extend a bridge loan which will resolve your current situation sustainably and put you back on a path to normalcy within a year or two.
PhillipCapital Personal Loan Utilities?
This product is perfect if you want to
Improve credit score (CIBIL)
Boost your CIBIL score with timely repayments and responsible borrowing.
Pay off high-interest credit cards
Consolidate and clear expensive credit card debt with lower interest rates.
Clear loans from friends or family
Settle personal loans gracefully while maintaining relationships.
Manage payments to money lenders
Replace high-interest money lender payments with affordable loan rates.
Make the most of your total family income
Leverage combined family income for better loan eligibility and terms.
Access loans as proprietor/small business owner
Get business loans tailored for proprietorships and small enterprises.
Key Features
Discover the key features that make our personal loans flexible, convenient, and ideal for your financial needs. Before you connect to our representative, here are some points you need to know.
Eligibility
Curious if you qualify for a personal loan? Our eligibility criteria are simple and straightforward. If you’re salaried or self-employed, have a stable income, and a decent credit score, you’re already on your way. We’ll guide you through understanding all the requirements so you can get started without hassle.
See Details
- Salaried employee
- Age – 21 to 58 years
- Minimum Monthly Income: ₹50,000 per month
- Minimum Family Monthly Income : ₹75,000 per month
- Residing at – Mumbai, Navi Mumbai OR Thane
Documentation
We believe in keeping things easy, and that includes the paperwork. Our documentation process is minimal—no endless stacks of forms. We only ask for the essentials like ID proof, address proof, and income details. We’re here to ensure you have everything sorted for a smooth application process.
See Details
- PAN Card
- Aadhar Card with Date of Birth
- Home Ownership Proof
- 3 most recent salary slips
- Current bank statements
- Light Bill / Maint Recpt (For Self-Owned Residences)
- Leave & License Agreement (For Rental Residences)
Discover the Process
Step 1
Choose Your Loan Amount and Tenure
Pick the loan amount that meets your needs
and set the repayment period that works best for you.
Step 2
Share Basic Details
Provide your personal and work information—just the essentials, and it won't take long.
Step 3
Review Your Details
Double-check your loan amount and tenure to ensure everything is correct.
Step 4
Confirm and Submit Your Application
Once you're happy with your details, confirm and submit your application with just one click.
Step 5
Get Your Loan Disbursed
After approval, receive the funds directly in your account, quickly and hassle-free.
FAQs on Personal Loan with PhillipCapital
Apply for Personal Loan.
Fill in your details and we'll get back to you shortly
Loan Required *