Personal Loan
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Product - Personal Loan
At Phillip Finance and Investment Services India Private Limited, we firmly believe that “An individual with an intention and an ability to pay back should not be denied access to credit”. It is this principle that drives our Personal Loans product where we service the various segments of society with our innovative credit approaches.
This product is ideal
for individuals who want to
  • Improve CIBIL / Credit score
  • Pay off credit cards
  • Pay off loans from friends /
  • Pay off money lenders
    charging 5%-10% per month
  • Benefit from
    Total Family Income
  • Avail loans whilst working
    in proprietorships
Loan Amount – Rs. 1 to 10 lakhs
Interest (FLAT) – 15% to 30% per annum
Interest (Reducing) – 24% to 55% per annum
1 Year lock-in period
0% + GST pre-payment penalty
Tenure – 1 to 3 years
Overdraft Facility available
Part payment available
Guarantor Requirement flexible
Geographical Limits Mumbai, Navi Mumbai & Thane
  • Photograph
  • PAN Card
  • Aadhaar Card
  • Electricity Bill
  • Last 3 months Salary Slip
  • Last 1 year banking
To know more, please fill in the details &
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