Personal Loan


At Phillip Finance and Investment Services India Private Limited, we firmly believe that “An individual with an intention and an ability to pay back should not be denied access to credit.” It is this principle that drives our Personal Loans product where we try and finance individuals who are normally denied access to unsecured credit by traditional banking channels.

This product is ideal for individuals who are:

  • Looking to diversify their sources of credit
  • Tired of paying credit card interest and penalties
  • Tired of paying private lenders interest @ 5-10% per month
  • In need of loans to repay relatives
  • In need of short term loans
  • Planning to build a great credit score before major loan events of the future
  • Unable to get a loan due to low CIBIL score
  • Unable to get loans because they are working for a proprietorship concern
  • Unable to take benefit of their total family income while applying for a loan

Key Features

  • Loan Amount – Rs. 1 to 3 lakhs
  • Rate of Interest – 15% to 30% FLAT per annum
  • Tenure – 1 to 3 years
  • EMI per lakh for 3 years – Rs. 4028 to Rs. 5278
  • Twelve Months Lock in Period
  • 0% prepayment penalty
  • Part payment option available
  • One Guarantor compulsory
  • Geographical Limits: Mumbai only

Documents Required

  • Photograph
  • PAN Card
  • Aadhaar Card
  • Latest Electricity Bill
  • Last 3 months Salary Slip
  • Last 1 year banking

For more information please feel free to call us at +917777053415 / +91 - 22 - 6655 1414 or write to us at

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