Personal Loan
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Product - Personal Loan
PERSONAL LOAN
Overview
At Phillip Finance and Investment Services India Private Limited, we firmly believe that “An individual with an intention and an ability to pay back should not be denied access to credit”. It is this principle that drives our Personal Loans product where we try and finance individuals who are normally denied access to unsecured credit by traditional banking channels.
This product is ideal
for individuals who want to
  • Improve CIBIL / Credit score
  • Pay off credit cards
  • Pay off loans from friends /
    relatives
  • Pay off money lenders
    charging 5%-10% per month
  • Benefit from
    Total Family Income
  • Avail loans whilst working
    in proprietorships
Key
Features
Loan Amount – Rs. 1 to 3 lakhs
Rate of Interest – 15% to 30% FLAT per annum
Tenure – 1 to 3 years
1 Year lock in period
0% Prepayment penalty
Part payment - Available
Guarantor Requirement – Flexible
Geographical Limits : Mumbai and Thane
Documents
Required
  • Photograph
  • PAN Card
  • Aadhaar Card
  • Electricity Bill
  • Last 3 months Salary Slip
  • Last 1 year banking
To know more, please fill in the details &
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